The most performant digital valuation service in the UK
Instantly assess property risk to improve decision accuracy
Easily configure, manage and optimise your business rules and policies in one place
Manage exceptions faster with intuitive queue management tools
Manage and optimise your surveyor allocations and securely send data-enriched instructions
Seamless integrations with core lender, surveyor and conveyancer systems
Identify and report climate related risk from flood, coastal erosion, subsidence and energy efficiency
Assess the likelihood of climate change events, value impact or financial losses
A tailored report of climate-related and concentration risks for lenders to proactively manage risk
Get an individual valuation (capital and rental) and confidence level for each property
A tailored report of climate-related and concentration risks for lenders to proactively quantify and manage risk exposure
Append property risk data to understand how saleability and defaults are impacted by new and known property risks.
Enhance your property valuations with our comprehensive sales and rental property comparables.
Unparalleled and accurate property market intelligence from the experts – Zoopla and Hometrack.
Inform land acquisition, strategy and planning decisions with data for your site area.
Enhance your property valuations with our comprehensive sales and rental property comparables.
Unparalleled and accurate property market intelligence from the experts – Zoopla and Hometrack.
Highly accurate automated valuations from the UK’s leading AVM provider.
Proactively monitor and value your property portfolio with the UK’s leading AVM.
Unparalleled and accurate property market intelligence from the experts – Zoopla and Hometrack.
Highly accurate automated valuations from the UK’s leading AVM provider.
Proactively monitor and value your property portfolio with the UK’s leading AVM.
Make better business decisions and grow with sales and rental listings data from Zoopla.
Unparalleled and accurate property market intelligence from the experts – Zoopla and Hometrack.
Highly accurate automated valuations from the UK’s leading AVM provider.
Proactively monitor and value your property portfolio with the UK’s leading AVM.
Make better business decisions and grow with sales and rental listings data from Zoopla.
Enhance your property valuations with our comprehensive sales and rental property comparables.
Unparalleled and accurate property market intelligence from the experts – Zoopla and Hometrack.
Inform land acquisition, strategy and planning decisions with data for your site area.
Enhance your property valuations with our comprehensive sales and rental property comparables.
Our industry leading automated valuation, confidence score, verified property attributes and market comparables.
Make better business decisions and grow with sales and rental listings data from Zoopla.
Unparalleled and accurate property market intelligence from the experts – Zoopla and Hometrack.
Hometrack’s Automated Valuation Model (AVM) is the UK’s industry-leading valuation model.
Our AVM generates accurate, instant property valuations to drive confident lending decisions without accepting more risk. That’s why 18 of the top 20 UK mortgage lenders in the UK choose our AVM as an integral part of their processes.
Available since 2002 and adopted by over 50 Residential Mortgage-backed Securities (RMBS) Hometrack’s AVM was the first model accredited by major ratings agencies including Moody’s, Standard & Poor and Fitch and the only AVM to have replaced indexation for capital and provisioning in any top 10 UK mortgage lender
Our industry leading AVM consistently delivers accurate and reliable valuations for lenders across property types. Safe automation is only possible with the most robust and performant valuation models:
Our latest enhancement, the Adjustment model, uses machine learning, past valuations and our proprietary property database to improve the predictive accuracy of our AVM – which is now closer than ever to the actual market property values, when using surveyor physical valuations as the benchmark.
Combined with advanced models, Hometrack is proud to provide the top lenders the most performant Digital Valuer service in the UK.
Using an advanced machine learning algorithm our model supports the validation of reasonable customer values using independent evidence collected from AVM valuation and Surveyor behaviours on similar properties.
Our combined AVM and CVV models drive +7% increase to AVM pass rates alone, increasing straight through processing and driving operational saving and a faster time to offer for mortgage applicants.
Our AVM integrates with each lender’s mortgage systems, delivering industry-tested, validated solutions into your process.
Our AVM is proven across property purchase, remortgage and buy-to-let.
We perform more than 50 million valuations each year, and our accuracy has earned lenders’ trust over 20 years of experience.
We regularly test AVM performance against surveyor valuations across c.75% of the mortgage market. 80% of our valuations are within 10% of the surveyor’s recommended value.
Our talented team of analysts and data scientists apply sophisticated statistical modelling to support lenders to optimise their automation strategy.
Analysing and dynamically adjusting the boundaries between confidence levels and loan-to-value percentages, we can maximise the loan-to-value limits so you can say yes to more borrowers without risk exposure.
Hometrack is part of the Houseful family of brands alongside Zoopla.
Hometrack’s valuation data powers the Zoopla My Home estimate which is trusted by more than 3 million homeowners and is used by estate agents, brokers and surveyors across the industry to benchmark residential property valuations.