Comprehensive climate risk data

Gain crucial insights to flag climate risks in your mortgage portfolio, both at the origination stage and throughout the loan term.

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Current and Future Climate Risks

Identify climate risks in existing mortgage portfolios and understand their projected development over time.

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Flood, ground, and energy risks

Trusted data on these risks are blended into our existing data solutions, aiding both new property assessments and evaluations of your existing mortgage book.

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Impact on property valuation

Enhance your understanding of how climate change affects property valuation to better shape your risk appetite and align your portfolio.

Stay compliant with property regulations

UK regulations on climate change are rapidly evolving. Since 2022, financial providers must report climate change risks within their portfolios to regulators.

 

The Bank of England is committed to testing the financial system’s resilience to these changes. It is essential for lenders to shape their risk policies around key climate change risks and opportunities.

Climate risk scores

Utilise our climate risk scores to gain a clear, quantifiable understanding of the risks affecting your portfolio, aiding in more informed decision-making and strategic planning.

Fast, reliable and accurate risk assessments

Our Climate Change Insights product consolidates all necessary climate risk data in one place.

Integrating seamlessly with our complete automation solution PRH, we offer a comprehensive solution that includes current and future flood risks, subsidence, coastal erosion, and energy efficiency data.

Our products provide the information needed for quicker decision-making, debt provisioning, and capital calculations, all without requiring complex processing or detailed reports.

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Comprehensive climate change portfolio assessment

Establish accurate debt provisioning and determine core capital calculations with our solution.

Identify areas of concentration risk and manage ongoing risks by incorporating key climate change metrics into your mortgage origination strategy.

Our Climate Change Insights can be integrated into your mortgage platform to reduce processing times and ease system transitions through the Automated Valuation Model.

By leveraging our Climate Change Insights, you can navigate the challenges posed by climate change, ensuring a resilient and compliant mortgage portfolio.

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